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Breaking down the illusion of a 2 party system (thelemmy.club)
submitted 3 months ago by [M] to c/latestagecapitalism@lemmy.world
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[–] 5 points 3 months ago* (2 children)

It was written by the heritage foundation, it was the best way to maximize profits for the health insurance industry.

Yeah my life is so much better now that i have to pay a copay on top of my premiums instead of not having insurance and just having a regular old pay at the end of a visit. And Oh wow, I get a free flu shot and checkup once a year for my $5,000 a year in premiums. Oh and if i have a major health emergency i van declare bankruptcy on the $15000 deductible instead of declaring bankruptcy on the full cost of the surgery. Neat!

There's a reason republicans never repealed obamacare, because it makes the health insurance companies too much money.

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  • [–] -2 points 3 months ago (1 child)

    The idea that Romneycare was written by the Heritage Foundation is a myth repeated based on the Michael Moore documentary Sicko. It's not true.

    https://prospect.org/2014/01/03/no-obamacare-republican-proposal/

    Let's say you didn't have insurance and were just counting on paying out of pocket. You are just living your life and BAM, you have a massive heart attack. Turns out you had an undiagnosed heart defect and there is nothing that could have prevented it or predicted it. You're taken by ambulance to the hospital where you have open heart surgery and where you stay for weeks to recover. You get a huge bill that you can't pay. What happens?

    The doctors and nurses did a lot of work to keep you alive and they deserve to get paid. The hospital has to keep the lights on. You filing for bankruptcy doesn't change this. That is why everyone needs to have insurance. This kind of thing can happen to anyone at any time. As a society we can't just let people die if they can't afford treatment. Even if you take for-profit companies out of the equation, the whole system collapses with millions of people unable to pay.

    That is why everyone has to pay premiums. Part of that payment is for vaccinations and check ups, but part of it is coverage in case catastrophic shit happens. Healthy people get the least back out of the system, but nobody knows if they will still be healthy tomorrow. The bigger the pool of healthy people paying into the system, the less each person needs to pay to cover the people whose luck ran out.

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