I don't get it. If I somehow ended up with enough money to not have to work the rest of my life I'd buy a decently nice house and and a newer sedan so that it's reliable, keep working part time in my field because I genuinely love it, spend more time on my hobbies, and do all the traveling I've been dreaming of but too broke to do my entire life.

If I had a ludicrous amount of money I'd have a serious thought about how many normal people I could help and how and who I wanted to help. I'd love to set up a scholarship fund for adults going back to school (any school), but I'd also love to help adults in underdeveloped nations starting a business, and I'd love to work with medical charities, and I'd love to help underprivileged children get educated, and there's so many things I'd love to do to help people's lives get better.

Scheming on how to steal more money from ordinary people would be the last thing on my list!