you are viewing a single comment's thread
view the rest of the comments
[–] 16 points 6 months ago (9 children)

My insurance wouldn't pay for my colonoscopy (colon cancer runs in the family) due to me being under 49. How the fuck am I supposed to mitigate it if I'm not allowed to fund it? Yall MFs know that I can't pay you monthly premiums if you don't keep me alive, right?

  • source
  • hideshow 9 child comments
  • [–] 5 points 6 months ago (2 children)

    Hey just say you've had off and on rectal bleeding for a few months.

  • source
  • parent
  • hideshow 2 child comments
  • [–] 4 points 6 months ago (1 child)

    Low iron did it for me. Likely due to frequent double red blood cell donation (only as frequent as regulations allow). Scope went quick and easy and nothing concerning to note.

  • source
  • parent
  • hideshow 1 child comment
  • [–] 3 points 6 months ago

    Dude I'm in the same boat. I just turned 40. I was having regular check-ins due to a run in with cancer (Testicular, Stage 1, caught it, beat it, done) and it just so happened that my check-ins were a few days after I would give blood. They straight up ordered me to stop giving blood for a while 🤣

    Still wound up with a colonoscopy because they wanted to check me out to make sure (clean as a whistle, and I had an upper endoscopy in the same visit)

  • source
  • parent
  • [–] 5 points 6 months ago* (1 child)

    My insurance wouldn’t pay for my colonoscopy (colon cancer runs in the family) due to me being under 49.

    How long ago did you ask? The old guidance was at 50 years old, but with the guidance changing to 45 years old insurance should cover it if you're at least 45. I went through a similar you did under the old guidance. I can confirm that my insurance paid and I'm under 50. Note, the one you want is a "screening colonoscopy". These are covered under the ACA, I believe. If it is a "diagnostic colonoscopy" those cost more money. Its the exact same procedure for both.

  • source
  • parent
  • hideshow 1 child comment
  • [–] 3 points 6 months ago

    That sounds like that would justify medical necessity. I would ask your doctor how they can get it approved, or your hospital's patient advocacy office.

    Worst case, ask what happens if you want to do it with no insurance. Sometimes they can take the out-of-pocket cost way down.

  • source
  • parent