On the other hand hand how come EVERYONE is in it for the money?

Dude, aladdin answered this question in like, the second song. https://www.disneyclips.com/lyrics/lyrics31.html

Rather than get mad at the way a certain part of society is constantly raising the level of the magma, plunging us all into horrifying pain, people simply focus on trying to get one rung higher on the ladder.

It used to be a shoe salesman could afford a house and kids. Now you need to be a tech worker with a partner who is a tech worker to be 'safe.' Tomorrow you'll need to be a highly successful small business owner with a staff of 20+ that you pay peanuts. Eventually, only a small ring of folks will have enough money to not be slaves.