Buddy I can't afford a home. That to me is a human necessity. Owning things, especially basic things like your clothes and your shelter and your tools to make a living, is necessary. I make a good amount of money and I still can't afford all of the basics.
You pretending that I'm saying every person must give every dollar away is stupid, disingenuous, and wrong. I'm not saying no one should have savings, I'm specifically saying if you have enough money to never work again in your life and still afford all the basic necessities and plenty of luxuries - which for most western countries is 5 million or so - you should be giving every other cent away. I'm not even saying donate it to charity. I'm saying buy your friend's houses, buy the city a new library, send a bunch of kids to college and set them up for success, pay your fuckin taxes. And do that so fast that you're not holding onto an extra dollar longer than you need to be because excessive money turns you evil.
What is broken inside of you that you're defending billionaires? Why are you defending the very people who harm you daily? That steal from you and your kids? The hundred millionaires that are actively choosing to kill the planet or defend pedophiles or allow starvation and homelessness to happen?
No, I do not believe everyone making less than 200k a year should have no savings and single handedly attempt to fix all the problems the ultra rich are causing. That's a stupid suggestion. I do believe everyone should chip in to their community, build infrastructure both physically and socially to better society, but God damnit that'd be a lot easier if half the wealth of the world held captive by evil assholes was more equitably distributed.