- The "year's worth of rain" is mostly clickbait
Yeah I see that, its terror media these days. Scare you away from anything that might be sensible.
- the cold ocean here takes the steam out of hurricanes
That I agree 1000%, I did not like getting in the ocean when I was on the left coast. New England loved it, then didn't like it in Florida depending on the winds and the jelly fish.
- Right now in San Diego the water temp is 65 F
That tracks.
But I will say every surfer is going to be out for this hoping for swells/breaks.
That said stay safe just in case!