823
please wake up
(lemmy.ml)
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 18 Jul 2025
823 points (95.5% liked)
Memes
51607 readers
2402 users here now
Rules:
- Be civil and nice.
- Try not to excessively repost, as a rule of thumb, wait at least 2 months to do it if you have to.
founded 6 years ago
MODERATORS
Heey, so I also had similar thoughts when I was living by $300/mo, but it's really, really not much. Here's the short breakdown
rent. Rent is sky-high in places like Berlin, London, Paris, the US, and a lot of other places. You can find a studio apt for like $400/mo in a poor place
food. Earning $4k/mo means a lot of work and cooking is not an option. If you rent a cheap apartment, chances are you have a poor kitchen. So it adds $400 per person a month
emergency. If your partner loses a job or a close relative gets something like cancer, you start spending much more. I had both, unfortunately
These are my total regular monthly joint expenses between both my partner and I:
Rent & Utilities: $1200
Entertainment: $150
Student loans: $200
Health/dental: $600
Groceries: $600
Business: $250
Auto: $250
=$3250
Soo.. what would you do if you need to spend like $8000 tomorrow?
I can't think of a single situation besides ransom that would require I spend $8,000 but, to answer your question, I would take out a loan.
Regardless, if my partner and I each made $4,000/mo, we'd have over $4,000/mo of discretionary spending, which is insane