They certainly don't have to work as much, or at all really. I recognize that there is an enormous gap between someone struggling to put food on the table and a billionaire, but it is also very easy to focus on work and increasing financial stability/independence at the detriment of more important things. It reminds of the song Cat's In The Cradle: https://youtu.be/5u-KWa3tL-0?list=RD5u-KWa3tL-0 (especially appropriate on Father's day weekend). My dad worked long hours when I was growing up, and I slept in a hallway/laundry room because he couldn't afford to rent a larger place, but he still made time for me and my siblings, and I wouldn't trade my childhood for literally all the money in the world.

Does that mean that people who are struggling to feed their family don't really need the money? No. Would it have been easier if my family had more money? Sure. But I have also noticed that peoples' lifestyles seem to grow to match their incomes, and it never seems like it is quite enough. There is always that next job or promotion or opportunity that will put you in a slightly better position and then finally it will be enough. Once basic needs met (air, water, food, shelter), I believe that money can start creating more problems for people than it solves. With tons of money comes tons of distractions, and temptations; there aren't any poor people on the Epstein list. Its easy for me to say they are horrible people and I would never engage in activities like that, but it also isn't an option for me. I can't honestly claim virtue for avoiding an evil that my situation in life doesn't allow for. Life seems much easier when nobody stops you from getting what you want, but I have to wonder if sometimes it is a blessing in disguise when they do...