863
Micro-retirement
(lemmy.ml)
you are viewing a single comment's thread
view the rest of the comments
view the rest of the comments
this post was submitted on 31 May 2025
863 points (98.2% liked)
Funny
9916 readers
1661 users here now
General rules:
- Be kind.
- All posts must make an attempt to be funny.
- Obey the general sh.itjust.works instance rules.
- No politics or political figures. There are plenty of other politics communities to choose from.
- Don't post anything grotesque or potentially illegal. Examples include pornography, gore, animal cruelty, inappropriate jokes involving kids, etc.
Exceptions may be made at the discretion of the mods.
founded 2 years ago
MODERATORS
There's a thing called lifestyle creep. You may not necessarily be living paycheck to paycheck on the bare minimum. Going out with friends, having the latest phone, having hobbies, if you cut out all fun you may be able to save up significantly. You can also live like a bum in the least accommodating space you can stand. Being comfortable is expensive, but not everybody wants to be uncomfortable for long stretches just to fuck off to the Bahamas for a month every few years. That or credit card debt.
I think current 'lifestyle creep' for many is getting used to things like 'health insurance' and 'something other than beans and rice'. Hard to give up simple human dignity once you've had a taste of it.
people living like this don’t think into next week much less health insurance
these are the dudes social safety nets and medivac helicopters support
That is for sure a thing, but in my case it genuinely is having little income
Been making minimum wage for way too long, and at this point I'm too old and don't have the skills to get a significantly better job. My retirement plan is
Well sure if you never got out of minimum wage jobs then it's no wonder you can't accumulate a safety net, the majority of people don't keep working minimum wage for decades though (median income is above minimum annual salary).
If you're making minimum wage, what do you really have to lose by improving your marketable skills?
One's heart. Perhaps you are unaware, but improved skills can cause havoc on one's cardiovascular health. Improved skills are a leading cause of death in the United States.
It's a pretty neat trap, you see I can't afford to take any time off work to even look for another job, let alone any unpaid training
I'm sure if I locked the fuck in and pulled myself up by my bootstraps and got extremely lucky, I could jump ship into a better position, but that target is like 5 feet wide and a hundred feet away and surrounded by homelessness on all sides
You obviously have the internet. I doubt you worked 24/7. Use some of that internet to study.
Do you have any internet-based resources I can use to study in any way that would help me get a different job?