570
Blood transfusion (lemm.ee)
submitted 1 year ago by to c/politicalmemes@lemmy.world
16 comments fedilink hide all child comments
 
you are viewing a single comment's thread
view the rest of the comments
[+] -20 points 1 year ago (5 children)

Low income families that get booted from Medicaid will get nearly the same coverage from Obamacare.

Examples:

Family of 4. Male, age 30. Female, age 30. Male, age 10. Female, age 10. Saline County, Kansas. Annual household income $32,500 (just over the poverty level). The cost of health insurance is zero and the maximum out of pocket for the entire family for the full year is $4k. Click here for a screenshot.

Second scenario, same information, except the household income is $40,000 (just below 125% of poverty). Click here for a screenshot. You may notice the rates are the same!

Third scenario, same information, except the household income is $48,000 (just below 150% of poverty). Click here for a screenshot. Still very affordable!

  • permalink
  • fedilink
  • source
  • hideshow 5 child comments
    •
  • [–] 27 points 1 year ago (1 child)

    Yeah, no. Private insurance is NOT comparable to Medicade. Even if the patient isn't paying for it, the government is. Private insurance companies under Obama care get to make 25% profit, where Medicare doesn't profit. Even if you assume equal levels of care, it's still going to cost the country 25% more because the private insurance companies have to turn profit. If you're trying to reduce the costs, that means denying care, and you'll end up looking like UHC.

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 1 child comment
    •
  • [+] -13 points 1 year ago

    People on Medicaid are more likely to utilize emergency room services because they have access to fewer providers and have zero incentive to try lower cost services first. It is very reasonable that giving some of these people access to private insurance at very low or no cost will result in significant savings, even after insurer profits since they will be more likely to start with a doctor office visit or urgent care instead of emergency rooms. This should also free ER resources for more urgent medical cases.

  • permalink
  • fedilink
  • source
  • parent
  • [–] 13 points 1 year ago (1 child)

    Of course there would be a ghoul defending this evil shit. Fuck off out of here.

  • permalink
  • fedilink
  • source
  • parent
  • hideshow 1 child comment
    •
  • [–] -2 points 1 year ago

    Let's say I speak out of experience. My income sat right on the line and found out that we had a lot better healthcare options with private insurance because so few medical offices wanted to take Medicaid. Those that did were much lower in quality. If I moved to a state that expanded Medicaid, I'd be thrown back into it, and I don't want that to happen. I'm sincerely better off with something else. That's why I know so much about Medicaid vs. Obamacare for families that are above poverty but not wealthy.

  • permalink
  • fedilink
  • source
  • parent