It's an AI problem. We know people are stupid. However, people selling AI garbage tell them it's intelligent, when it really isn't. It is trained to speak confidently and people believe it. It's why con(fidence) men work.
The people pushing these products know some people won't understand it, and they know they'll take what it says at face value, and they fight to push this idea too. They are creating this situation on purpose. If they were responsible they'd be very forward with the limitations and try to ensure even the most gullible of people are skeptical of what it writes. They don't even try to do this though. They create a situation where this happens to pad their own pockets.