I'm sorry but your going to need to backup the claim with actual evidence of the average tempreture in Ousa, Finland as well as the average time it takes for kids to get to school there because your claim means nothing because Ousa, Finland could be less cold on average then the person you're replying too

Humans can be fine in cold weather for a certain amount of time and tempreture but it gets worser the colder it gets

And your comment also ignores people who are less physically able and people who are more vulnerable to the cold due to health conditions

Because instead of risking bodily injury I can be there in 10 minutes? Public transport in my town is a joke. I have to walk 5 minutes to the nearest bus stop, take it to the central station which is an hour, then another hour bus to work.

Dude where I live climate change is making it snow less but get extremely cold (-40c/-40F) multiple times a season thanks to the destabilizing polar vortex. It's really interesting seeing how different places are impacted by climate change

I suppose in the context of biking that makes it more viable though since you can always dress more appropriately for the weather but you can't out dress 12" of snow in front of your tires

This ignores the fact that some people can't be out as long as others due to being less physically able or having a health condition that makes them more vulnerable to the cold

This is why there still needs to be access to cars