Here's one I genuinely love and hate at the same time. In Dark Souls and Elden Ring, you drop your souls/runes (currency) on the spot where you last died, and if you die again before recovering them, they're lost forever. You get souls and runes by killing enemies and generally progressing, so this leads to some interesting scenarios.
One one hand, it incentivizes you to spend your currency (to minimize risk of losing it) instead of just sitting on it, forcing you to make decisions on how you spend it, and whether to take the risk to save up to get more expensive items or level ups. It also forces you to play very deliberately, since there's a penalty, but only if you die twice.
But.. it makes me scared to progress, because I don't know what to expect, and I don't want to risk losing my souls/runes. Unless I have just recently lost everything and I have nothing to lose, I feel pressured to play overly carefully and never take risks and play the game in the most fun way possible, out of fear of loss. And even when I DO die and lose my currency, the freedom to play in risky ways only lasts for a short time, because as I kill enemies I start to build up my souls or runes again, and then I'm back in the same situation of not wanting to lose them.
I think that's the main reason why I haven't finished Elden Ring despite getting so close to the end. That overly careful playstyle is not very fun, but I can't get over that fear of losing my runes in order to enjoy the game more.