Unless you have a specific need for stainless steel Apple watches (e.g. sapphire glass, better aesthetic), I would recommend to get the latest generation of tech products that you are willing to pay.
Paying for better material on a regular watch makes sense to me as I'll keep my watches for a very long time, may even pass to the next generation(s). However, I'm fully aware I'm going to upgrade my Apple Watches (or tech products in general) every few years, I just don't find the added cost to be justified.