The American Dream Mall is a monstrous shopping center and amusement park created as a shrine to capitalism, excess and everything wrong with America. Built over the span of 20 years on top of protected marshland finishing just in time to see everyone switch to online shopping. It received over a billion dollars in tax breaks but, is involved in multiple lawsuit including at least one for unpaid taxes because its on the brink if bankruptcy.

On top of all that, the place is just terrible as a mall. I could keep going on about how much this place such and all the controversies its involved in but I don't have the time.

https://maps.app.goo.gl/4KP98MAzw8ZGJjpR7?g_st=ac

"I'm lucky enough to even have an above-average length chain"

Wow, I've never heard of one where it ends as soon as employment does; usually it lasts until the end of the current month.

$1,000,000 of medical care.

That is something I can't conceive of and I'm not alone.

Big numbers are sometimes big for no reason and elimantiong middlemen makes it go down.

Edit: I'm sorry you went through whatever it was regardless.

The point your missing is you shouldn't have to pay anything.

Has it occurred to you that you shouldn't be paying anything at all?

In comparison:

German statutory health insurance (GKV) in 2026 totals around 21% of gross salary (14.6% base + ~2.9% average Zusatzbeitrag) plus 3.6% Pflegeversicherung — combined employer and employee. For a €4,000/month salary, that’s roughly €840/month total; at the income cap of €5,812.50, the full combined cost reaches about €1,220/month. Employee and employer each cover roughly half.

I think the cheapest combination would be state owned hospitals and health centers. The state owns the land, pays the staff and buys equipment and medication in huge quantities, which may result in cheaper prices. If not, they could also start producing their own base medication.

A profit oriented health sector is not a good idea. It only gives you minimum care combined with high costs.

No fucking way the real cost is $1M unless you had an organ transplant. And that's still considering US prices which are inflated.

Me too. My wife had cancer.

Wow, you really DO have abnormally good insurance, to only pay a grand in a year.

For anybody else confused by this because you live in a civilized country, let me translate: The standard offering from employers nowadays is called a high deductible health plan. The deductible is the amount you have to pay* for healthcare before your insurance pays anything, and it is typically several thousand dollars.

(* There are a few preventive services that are 100% covered, so if you have no health issues whatsoever you can still get a yearly checkup and a flu shot without paying extra)