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Personal Accounting: Do You Do It? How? (beehaw.org)

submitted 1 year ago by [email protected] to c/[email protected]

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Hi all,

So I started YNAB a few years ago, and found myself enjoying the accounting aspects more than the budgeting aspects. When the price kicked up, I thought I'd explore the personal accounting space some more.

So I started using GNUCash and learned about double entry accounting. Which was fun sometimes, less fun other times. I liked that I could use Git with the save file, didn't like entering every. single. transaction. manually. I could never figure out the bank sync.

Eventually, I switched to Quicken, and have been mostly OK with it so far (on Mac). Though I'm still not used to using Reports and the like for personal analytics, the mobile app is clunky, and I occasionally run into wonky bugs with sync or with the general app.

How do you all go about tracking funds in accounts, if at all?

Thanks!

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[–] [email protected] 2 points 1 year ago

I've been using https://www.budgetwithbuckets.com/ for a couple of years.

It's very similar to YNAB and has a full-featured, indefinite free trial. (And the paid version is one-time ~$60, if you want to support the developer.)

It also has optional bank syncing for $1.50/month.