Ask Lemmy
A Fediverse community for open-ended, thought provoking questions
Please don't post about US Politics. If you need to do this, try [email protected]
Rules: (interactive)
1) Be nice and; have fun
Doxxing, trolling, sealioning, racism, and toxicity are not welcomed in AskLemmy. Remember what your mother said: if you can't say something nice, don't say anything at all. In addition, the site-wide Lemmy.world terms of service also apply here. Please familiarize yourself with them
2) All posts must end with a '?'
This is sort of like Jeopardy. Please phrase all post titles in the form of a proper question ending with ?
3) No spam
Please do not flood the community with nonsense. Actual suspected spammers will be banned on site. No astroturfing.
4) NSFW is okay, within reason
Just remember to tag posts with either a content warning or a [NSFW] tag. Overtly sexual posts are not allowed, please direct them to either [email protected] or [email protected].
NSFW comments should be restricted to posts tagged [NSFW].
5) This is not a support community.
It is not a place for 'how do I?', type questions.
If you have any questions regarding the site itself or would like to report a community, please direct them to Lemmy.world Support or email [email protected]. For other questions check our partnered communities list, or use the search function.
Reminder: The terms of service apply here too.
Partnered Communities:
Logo design credit goes to: tubbadu
view the rest of the comments
My AC went out in August in Texas. I opened a line of credit through the HVAC company, which was ultimately through Wells Fargo.
When I got the first bill I set it up for auto pay through my checking account and let it pay the same amount over 18 months.
Well about 12 months later I'm trying to buy a new house and just as I'm about to close I get a note from the bank they were going to deny my loan because I failed to pay a bill to Wells Fargo for 9 months.
I called them to figure out what the hell was going on. My bill was due on the 15th of every month. My auto pay was set to pay on the 15th. One week the 15th was a Sunday, so my bank sent the payment on the 13th. They processed that like an extra payment under the same period and for the next 9 months considered every payment I had as late.
I tell them to fix it, and they say they can but it will take 2-3 weeks to process. I'm supposed to close on a house the next morning. They tell me if I just make a payment of $279 right then they could clear it so I could close on my house. I seriously felt like I was being shaken down and there wasn't anything I could do other than pay them. So fuck Wells Fargo!