Hello,

I have a question about the healthcare insurance in US.

I have heard that it is tied to your employment and the company provides for it.

So here are a couple of questions:

  1. Is there no way for an individual to get their own personal insurance and not be dependent on the company?

  2. What about freelancers, business owners and retirees? Do they forfeit their insurances?

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[–] 3 points 3 years ago (1 child)
  1. You can purchase health insurance separately from employment however it can be prohibitively expensive or limited in coverage.
  2. See 1. Additionally retirees of a certain age have access to socialized coverage in the form of Medicare.
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