Yeah, I remember the ML hype was SO hot back then. I got into it a little late, but I remember the fintech company I worked at making this ML powered "credit card approval checker" to see how likely you would be to get approved for a CC without doing a credit check.

Anyway, it probably worked fine. Actually legit ML actually works a lot better for that sort of thing than today's LLMs, but I'd bet it's "ai powered" now.