Maybe, maybe not. Phones are getting more optimized for AI and have decent RAM, so the on device models may not be great at agentic problem solving, but they'll probably meet most people's AI needs

Plus, any reasonable gaming computer or MacBook can run models... Maybe a bit slowly and maybe just the compressed 8gb models, but they can pretty much all do it to some degree

So I think we'll be in a place where there's little or no upfront cost after a couple more key advancements