Haha, thank GOD it's not about saving money!
It's the principal of the matter. Plus, my data, my decisions, my control & ability to easily manage, my privacy, my ability to swap platforms, my managing costs without surprise subscription increases or ToS I won't read, and my learning of new systems, software, code, etc. OH and my ability to say FUCK YOU to big tech.
There's way more benefit than convenience of "cloud".