A few paychecks?
Look at rockSlayer Moneybags over here
Jokes aside: I was homeless for 8 years, it really fucking sucked but I'd say that the worst part wasn't trying to stay warm when it was below freezing or trying to stay dry in the rain, it was being treated as less than human simply because I was worse off than other people.
Even after I got a job and started building my life back up, when people realized that I was homeless they would immediately become either cold or hostile