Avoiding US goods and services – from tech to whisky to air travel – has forced many to find a new way of living

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[–] 11 points 3 days ago (1 child)

Most of my European acquaintances have also greatly reduced buying US products or using US platforms (like Amazon) and tech. The EU as a whole is working hard on alternatives (eg for credit cards, PayPal, office software etc).

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  • [–] 5 points 3 days ago (3 children)

    If the EU comes up with its own payment mechanisms I hope they make them available for Canadians to use. It pains me that every credit card purchase makes money for a US company.

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  • [–] 3 points 2 days ago

    Like how the fuck did we get here? Even before Trump I never understood how so many countries where OK being so reliant on America. I did not see how that is not a national threat and now here we are.

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  • [–] 9 points 3 days ago (3 children)

    Im not speaking on your behalf but I find for a lot of people a big part of it is the culture of using a credit card. 98% of things you can buy with credit card, you can buy with interact, and it punishes the vendors less.

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  • [–] 3 points 2 days ago (1 child)

    My bank has fees for using interact, so I just use cash. Cash still works.

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  • [–] 3 points 2 days ago (1 child)

    We moved to a Credit Union. No account fees, no interaction fees

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  • [–] 1 point 2 days ago (1 child)

    I'm at VanCity and they have fees. I looked hard and the only accounts I have without fees are not Canadian banks (mostly European or Japanese) - and while I use those as often as I can, I still need a Canadian institution for some things (like paying tax)

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  • [–] 2 points 2 days ago (1 child)

    There are canadian credit unions in BC without fees. Not smart for be to say online where i bank, due to how people can glean info. But check around you will find it

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  • [–] 1 point 1 day ago (1 child)

    I'm at a credit union. It has fees. I've never seen one in Canada with no fees. That's ok! I use a EU bank and a JA bank that have no fees.

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  • [–] 2 points 1 day ago (1 child)

    Search more in Canada. I haven't paid any fees in 10 years. But hey EU banks for the win.

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  • [–] 1 point 20 hours ago* (1 child)

    I've spent too much pain with credit unions already. No, they didn't work. Too many fees. I've spent literally years looking at different institutions in Canada and I have never found one that doesn't have fees for what I do. It's possible that what I do is different than what you do and that's why you're having a different experience.

    I have a VanCity account only to pay tax. That's it.

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  • [–] 1 point 20 hours ago (1 child)

    Other Canadian Credit unions are no fee chequing and savings, no fee interac, no fee transfers berween products. Maybe there is a fee if you are doing something else?

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  • [–] 1 point 15 hours ago* (1 child)

    I demand no fees for:

    Savings, chequing, Bank to Bank transfers (Inc swift), direct deposit, debit, and credit.

    I won't pay fees anymore. I refuse. So it means I mostly can't work with Canadian financial institutions. That's fine, there's other options that work great with no fees.

    The only "gotcha" is you basically need a Canadian account to pay tax. But there's ways around that too...

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