When reality challenges your ideology, engage with the challenge in earnest. It's okay to be unwise and ignorant in your early 20s, but if with time you did not gain wisdom and experience, you're gonna have a very bad time going forward. By the time you're in your 30s, you should be able to encapsulate and verbally explain what you believe in, both about the universe as a whole and about yourself.
Stick to your word as well as you can.
Being good is more important than being comfortable.
Don't let fear stop you from trying to reach your goals, many times whatever you're afraid of is simply not real or not as bad. And yes, this includes talking to women.
Also, if you're always chasing money, you'll lose your humanity. Remember it should just be a tool, a means to an end and not the end by itself, else you'll become an empty shell of a person, a resource hog or even a hedonistic monster.
Finally, always take the high road and let the guilt following actions taken in moments of poor character wash over you. If you don't let it stay with you, if you run from accountability, you will just become a dangerous child.
PS: You're too old (like, maybe a decade and a half too old) and probably have too much testosterone to believe in "manifestation". Might as well wait for Christmas and write a letter to Santa. You just do your best and hope for the best (for the sake of your emotional stability AND to give yourself the best chances to accomplish what you set out to do).