Big shrug. I live cheap AF in an old home I bought during covid that's from the 1800s and along the river in Pittsburgh, where our cost of living is one of the lowest in the whole country. I've been renovating it for years now, the kitchen is coming along pretty nicely, it's going to be huge soon.
We split our bills three ways between me my fiance and our roommate, I have no debt other than the mortgage, paid off car. Total bills out the door is like $400/mo including utilities. There's things you can do but luck and a combination of devoting yourself to work and things is a big part of it.
There's something about blue collar work and getting jobs done on time and things running smoothly in heavy industrial settings (specifically electrical) that drives me to put in the hours and work behind it. It's not like office work that can wait til tomorrow