1. Put it in my savings account for my trip to Japan next September, or
  2. Pay off my 18TB HDD (900 bucks) and get rid of all the upcoming installments ($100/month), or
  3. Other

Either way, my monthly balance stays the same, I think. I'm really bad with money. 💀

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[–] 3 points 1 month ago

Use it as the seed money to get one of those bank accounts that give you $250-500 after 90 days. Some do come with some strings attached like setting up a direct deposit.

Close the account sometime after you no longer want it. Rinse and repeat a few times a year.

That’s potentially a 50% return on investment, better than any other return you will likely get.

I did it a few times back 10+ years ago and It helped to fund a trip for me.

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