This person friended me from an online game I played asking if I wanted to be paid to be a penpal. I'm familiar with a lot of phishing scams and other sorts of scams but I've never seen a scam like this one. What exactly is this person trying to get from me, are they hoping to infect my device with something sinister or are they trying to phish information from me without me knowing it? They seem to put a lotta emphasis on me VIEWING this photo they're gonna send me and it makes me think that whatever they're gonna send me must be infected with some sort of trojan. Can someone explain to me what's going on here?

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[–] 8 points 3 months ago* (last edited 3 months ago) (4 children)

Wait, checks are still not automatically cryptographically verified in seconds? How is anyone still using this? (Ironically, checks never really caught on in my country, the Czech Republic)

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  • [–] 6 points 3 months ago

    This would require the bank industry to invest in technology, and that would cost money. Banks are for making money, not spending it. Charge just enough to the consumers to cover whatever losses are brought about by the archaic system and you successfully pass on all losses to the account holders.

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  • [–] 1 point 3 months ago (2 children)

    Idk, there’s just quick checks, ig banks just trust ya 🤷‍♀️

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  • [–] 1 point 3 months ago (1 child)

    Until they check manually in a labor-intensive process and you are punished again for having been scammed. It's inefficient and the wrong people pay the price.

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  • [–] 1 point 3 months ago

    We didn’t mean that to sound positive, in our opinion, checks are pretty out dated. Even the last few jobs we had required us to have a bank account since they don’t do checks either.

    It’s definitely inefficient, but the banks don’t get hurt so we doubt they’re going to improve anything.

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