There’s been a lot of abuse of Trusts in finance for a while. This seems like a good recommendation.

One thing I don’t follow; if someone puts their money into a charitable trust, achieving those lighter tax rules, wouldn’t the obvious rule be that the trust could only then be spent on communal benefit, NOT withdrawn as a personal piggy bank?

It’s fine if someone wants to make an account that is given to charity in case of their death, but then pro-charity tax rules shouldn’t take effect until they die. I’m confused as to why it wouldn’t work that way.