True, I'm not really concerned about the active users dissapearing, because most of them would just join the second biggest community about that topic.
I'm more concerned about the ammount of information/knowledge that would be lost.
I get what you say about not having a be-where-everyone-is mentality. But the fact is that following 15 communities about the same topic is really inconvenient, and people tend to congregate (look at how many users each instance has and you'll see that a few instances have like 80% of the total users).
If we want the fediverse to succeed we have to simulate centralization for a better user experience, while being decentralized. And that means that there should be some sort of protection to prevent whole communities from dissapearing.