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Google Starts Scanning All Your Photos As New Update Goes Live
(www.forbes.com)
This is a most excellent place for technology news and articles.
I back up to local storage and then replicate offsite to S3 nightly.
On-prem backups are great and cheap and fast and definitely plan A but a robust backup solution is going to require offsite storage of some sort. Object storage is one of the cheapest ways to do that for most situations, particularly for things that can't be replaced like photos.
I'd do the same if I wasn't so tight with my money lol. I prefer having multiple on-site backups so I don't have the subscription fees.
If something bad enough happens to my house that it destroys all my backups then I imagine photos are not going to be very high on my list of priorities.