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I've used a password manager for many years (1password then bitwarden) and have never had an "oh shit" moment. I use a master password that I'll never forget, have never needed a hint and have never lost or corrupted a password. I feel that as long as you treat your password manager as something that's important and deserves your careful management, you'll be a-ok. I have never once had an issue that was created by the manager itself.
Out of curiosity, why did you switch from 1password to bitwarden?
Not for any reason having to do with security or usability, 1P had always been great for me in those areas. The reason I left them is because, while I was fine being unimportant in regards to their future improvement plans, when they wanted to charge me 30% more for new features that only benefited their business users, I was unwilling to stay with them. This article is a good example of what I mean. An entire update post regarding all the changes for business users and for the personal user? It goes on to say "don't worry, your experience won't be negatively impacted". I will never agree to that kind of price hike for what is basically "we won't make your experience shittier".
https://1password.com/blog/a-unified-future-whats-next-for-our-end-user-experience