99.9% of the time when someone says the phone is "unlocked" they mean carrier unlocked. Unlocked bootloader is only something a small number of people care about. Ask the seller if this is a factory unlocked phone or if they just unlocked it themselves.
Also never buy anything "refurbished" thats not straight from the OEM. If some 3rd party refurbishes a phone they just wipe it down and call it a day and you're paying a premium for it. You're better off saving your money and buying used from joe schmoe. Joe schmoe is probably less scummy anyways.
