This is such bs. Assuming an annual return of 7% (historical average) $2 000 000 would get you $140 000. I don't know about anyone else here, but I live on far less than $140 000/year. If your bare bones living expenses were $36 000 that would mean you'd need $514 285.71. There's investment strategies that pay out far more than 7% as well. I don't understand this fear mongering. Getting more people investing would probably get BlackRock a lot more money than telling people that there's no hope and you'll die poor