Korhaka comments on Anon tries to understand credit scores

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[–] Korhaka@sopuli.xyz 7 points 8 months ago (2 children)

I have never had a problem with completely ignoring it my whole life. Didn't matter to rent a room, didn't matter to buy a house. Never plan on borrowing money for anything other than buying a house either. I would rather go without - and often have. Never learnt to drive because I couldn't afford it and outright refused to take a loan to do so. My bike works well enough instead.

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[–] Lemminary@lemmy.world 3 points 8 months ago

My bike works well enough instead.

Same here, I've gotten weird looks for not owning a car. But hey, at least I got a pair of nice legs I get complimented on twice a year. lol

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[–] Cabbage_Pout61@lemmy.world 2 points 8 months ago

I understand, while that can happen with some individuals, it's not true for the vast majority of people.

I too rather go without this shitty system, but that's not how it goes unfortunately, got denied a house financing twice because of the low score (got some debts a década ago and the score never went back up), I managed to use a friend's name for financing, then later I transfered it to my name, many loops and roundabouts.

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