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Anon tries to understand credit scores
(thelemmy.club)
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this post was submitted on 27 Dec 2025
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This is a place to share greentexts and witness the confounding life of Anon. If you're new to the Greentext community, think of it as a sort of zoo with Anon as the main attraction.
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What do you mean? We just paid off all our cards, have 2 that now sit in a drawer. No annual fee, but have had a few emergencies this year where they came in handy. Large, unexpected purchases unfortunately. Anyway, 1 has a $16k limit, other is $11k. They just sit there. We used all the points built up to order gifts this year.
We have one shared card that we both use for everything, gas, food, etc. all budgeted through EveryDollar so we know where 99% of our money is going at all times.