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Anon tries to understand credit scores
(thelemmy.club)
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this post was submitted on 27 Dec 2025
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I understand that you can benefit if you play it correctly, but can you deny that it's designed to fuck people over that don't? Idk at least to me thats why i don't even want to be part of it, even if i am doing fine with money and would net benefit, probably. I just don't want to be part of that predatory system.
Edit: of course i am also talking as someone who grew up not exposed to credit scores at all and only ever paying debit.