If only we had invented and built some sort of alternative mode of collective transportation. Maybe it could be in tunnels and ride on metallic rails. It would serve many people and make periodic stops to the same locations instead of the highway clusterf- we have today. Sad that we don't, but a man can dream though. A man can dream though. A man can dream.
While your take is generally valid, Americans defaulting on car loans is one of the biggest events indicating oncoming recession. Since so many Americans need their cars to work, they only lose them when things are getting bad