CAFI breakers are required for new builds, which replaced the function of GFCI outlets and also adds arc fault protection.
Not all districts are using the latest version of the NEC, so some regions may not require it yet.
The NEC ground fault protection covers basically every outlet and appliance now except living rooms and bedrooms. Garages, kitchens, bathrooms, exterior outlets, AC units, crawl spaces, accessory buildings.....you name it. Pretty much 70% of your home's electrical has to be ground fault protected now in new builds.
All outlets pretty much everywhere require arc fault protection now, including bedrooms, living rooms, and everywhere ground fault is required.