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Micro-retirement
(lemmy.ml)
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this post was submitted on 31 May 2025
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Yes, fear is a major factor for why people don't do risky things for potential rewards.
As for having a spouse and children or a pre-existing medical condition, you're correct that only a certain portion of the population is able to do this. We already cut it down to people with something like a STEM degree that are able to do this.
Ah yes, for all those 55 year old Gen Z'ers with a couple kids and a heart condition.
Do you think young people can't have medical issues or kids? What is this?
You know, you can pay for private health insurance if you don't have a job. And if you have an emergency fund or (micro) retirement fund, it should include funds for health insurance.
Leaving your job qualifies as a "life changing event" and allows you to sign up for private insurance under ACA. You don't need to wait for open enrollment.
Move to a better state. If you are already quitting your job to travel, you can just list yourself as living at a friend's house or whatever on paper, and then apply for health insurance.
I'm not gonna say defrauding a health insurance company is a bad thing.