Yeah. Someone else suggested it might cover your first ambulance ride. I'm thinking maybe your first year health insurance?

Edit - it was just a wild guess, but here's a badly formatted table copied from an article in Forbes:

Age of member Average monthly costs

• Age 21 $445
• Age 27 $467
• Age 30 $505
• Age 40 $569
• Age 50 $795
• Age 60 $1,208

So, for my age, my guess was almost exactly right!