Depends of where you live, in tier 1 Cities (if you want to live for opportunities and make a decent income). You can't really survive well with a 3,855 per month if you don`t have a paid house from your parents.

It is difficult for migrant workers who can't afford a decent living standard unless you live with 4-5 people in a 2 bedrooms rentals.

In terms of healthcare, you if you don`t live in a big city that benefited from reform and opening up, a severe health issue can be a death sentence.