Inspired by a comment on my last post.

I feel like I never have a solution that allows me to control it while also being automated to such a degree that I don’t have a huge confusing backup if I don’t do finances for days or weeks.

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[–] 27 points 2 years ago (4 children)

I use Actual. How it works is very similar to YNAB (you budget the money you currently have) but it's open source and privacy focused. I started using it a few months ago and I really like it so far!

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  • [–] 1 point 2 years ago (3 children)

    I love Actual. So, so good. I cancelled YNAB in favor and can't ever think of going back. Aside from not having to pay $100 a year you're also not supporting the Mormon Church (YNAB is a Mormon-run company).

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  • [–] 1 point 2 years ago (2 children)

    Do you just use a limit set of YNAB features? It seems like Actual only has a tiny fraction of the features YNAB has. For example, it's currently missing category targets.

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