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The original was posted on /r/tifu by /u/dvillin on 2026-07-31 18:03:33+00:00.

Three years ago the cold water line in my kitchen broke. It spilled water all over the floor causing warping damage and shorting my electrical box. I got the immediate problem solved and then made a claim with Travelers. What followed was two years of runaround as they rejected my estimates from multiple contractors, including their own. I finally had enough and filed a complaint with the state insurance commission. I was forced to represent myself because none of the lawyers in my state wanted to fight Travelers. I had been waiting for a hearing for almost 8 months. It was originally scheduled for July 21st, but the date was changed. I thought the new date was today. When I showed up to the hearing with all my paperwork, it turns out the hearing was yesterday. Default judgment is being issued against me. I'm hoping I can appeal, but the odds are slim.

Tldr: I got the date wrong for an important hearing.