I’m assuming it’ll be hard to find a place that’ll let you use it. Also, I’m assuming the offset is the spike in your health/life insurance.

Given the word "prototype" it probably doesn't have any sort of flight certification or approval. So it's basically a futuristic garden ornament.

Well it's 60k California Dollars, which, based on how many dollars tech bros seem to need to live in a city, might be worth half as much as a regular dollar

eVTOLs are becoming accessible

If you're talking about its use in this image rather than a wider trend I'm not aware of, the "Is this still available? 😊" is the default text in that field. The OP didn't add that in

This is in Canada so we'd have to look at those rules.

My guess is that the country that this is in doesn't follow the FAA.