You can also buy with a credit card that offers lost/damaged phone protection. I think the Venture X by Capital One does that.
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I bought a 13 refurbished from Amazon. It’s in excellent shape and 89%battery health. I have no complaints.
Don’t buy Amazon Refurbished, as per the posts/comments on this very sub, they use sub par batteries that don’t last even a year. Best to go with Apple Refurbished, they use genuine parts and you’ll have Apple’s warranty so even if it’s a little expensive it’ll probably be worth it in the long run.
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