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Take your FICO and shove it!
(lemmy.world)
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this post was submitted on 22 Mar 2024
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Credit score is based on things which nominally correlate with financial trustworthiness (or something like that).
This is a very big improvement over a system where loans are denied because a racist bank employee doesn't like you. It is definitely not a perfect system, and we should definitely strive to make it better, but the concept isn't (IMHO) a bad one.
Also, as others pointed out, personal and national debt are...different.
Also, your credit score goes up from having debts that you make payments towards.
The US hasn't missed a payment since the War of 1812.
The party has decreased your social credit score by -37. You can no longer access public transportation. Thank you for understanding.