Once you hit the millions mark, strangely enough, it again becomes cheaper to use fiat. For 1,000,000 USD, Kraken Pro's fee rate is 0.18%, or 1,800 USD to buy and 1,800 USD to sell, totalling 3,600 USD plus exchange rate risk. A USD wire transfer usually costs 20-35 USD to send and 0-10 USD to receive.
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