i live in bumfuck nowhere USA and the extreme weather events we've experienced over even just the past few years is insane. 100 year floods happening every couple years, tornados hitting the same areas over and over, prolonged droughts, insanely high wind storms, etc... it's bonkers. i've already said to a few people we need to start updating our building codes to meet or exceed that of hard hit hurricane areas because pretty soon we're going to be uninsurable too.