It's not just about storage and retrieval of information but also about how (and if) the entity understands the information and can interpret it. This is why an AI still struggles to drive a car because it doesn't actually understand the difference between a small child and a speedbump.
Meanwhile, a simple insect can interpret stimulus information and independently make its own decisions without assistance or having to be pre-programmed by an intelligent being on how to react. An insect can even set its own goals based on that information, like acquiring food or avoiding predators. The insect does all of this because it is intelligent.
In contrast to the insect, an AI like ChatGPT is not anymore intelligent than a calculator, as it relies on an intelligent being to understand the subject and formulate the right stimulus in the first place. Then its result is simply an informed guess at best, there's no understanding like an insect has that it needs to zig zag in a particular way because it wants to avoid getting eaten by predators. Rather, AI as we know it today is really just a very good information retrieval system and not intelligent at all.