this post was submitted on 04 Jul 2023
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Hello,

I have a question about the healthcare insurance in US.

I have heard that it is tied to your employment and the company provides for it.

So here are a couple of questions:

  1. Is there no way for an individual to get their own personal insurance and not be dependent on the company?

  2. What about freelancers, business owners and retirees? Do they forfeit their insurances?

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[โ€“] [email protected] 1 points 1 year ago

Got it, thanks for the clarification. I wasn't aware that insurers were offering non-ACA-compliant plans. That's frustrating. It sounds like those plans are basically there only to cover catastrophic emergencies and illnesses, e.g. a car accident or cancer.

I still stand behind the comment that it's meaningless to throw out a monthly number. It varies so dramatically depending on your gender, age, and location, to the point where it's meaningless to give a number without that context.